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the Saucon Creek Institute for Financial Literacy

Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Cash Management

There are techniques that can enable older homeowners to use their property to finance their lifestyle.

Cash Management

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Cash Management

It's important to understand the options, such as financial aid grant programs, when having to pay for college.

Cash Management

Shifting some debt to a home equity loan, which typically allows interest payments to be tax deductible, could have its advantages.

Estates & Trusts

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

Investing

The labels growth and value reflect different approaches that can be used when making investment decisions.

Investing

Understanding different types of investment risk can help investors manage their money more effectively.

Investing

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

Retirement

There are key dates after you turn 59½ that can impact your taxes, Medicare eligibility, and retirement benefits.

Retirement

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Retirement

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Risk Management

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Risk Management

There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

Risk Management

When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.

Risk Management

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Tax Planning

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

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